Last year my mother in law celebrated her 90th birthday. To celebrate we traveled to San Diego to be together with her children, grandchildren, and great grandchildren. When we returned to Michigan she fell breaking her hip. We learned from the orthopedic surgeon that when osteoporosis begins seriously affecting the bones, femur bones can break easily. So, more … [Read more...] about Short Term Home Health Care and My Mom
Receiving short-term home care is more comfortable than receiving care in a hospital or intermediate facility. And in many cases Doctor’s would prefer a patient in their own home as quickly as possible. Short-term home health care But the costs for home-health care can be expensive, and while your Medicare plan may cover quite a bit, it wouldn’t hurt to know before hand … [Read more...] about Assessing Your Need for Short Term Home Care
Two of the most frequent questions asked in the senior insurance industry are “What is a final expense insurance policy?” and “Do I need a final expense insurance policy?” The first question is easy. Let’s tackle that. What is a Final Expense Insurance Policy? Simply put, a final expense insurance policy is a whole-life insurance policy with simplified underwriting … [Read more...] about What is a Final Expense Insurance Policy?
The option to convalesce at home after major life changing health events is preferable for many, but the option becomes expensive quickly. Even with existing insurance from work or Medicare, some services simply aren’t covered or have limited benefit. Paying for Home Care That’s why a supplemental home health care insurance policy makes sense. A short-term home health … [Read more...] about Paying for Short Term Home Health Care
Medicare beneficiaries should review their Medigap plans yearly to make sure they are not paying too much money. Paying Too Much? But, before you do anything about changing your Medigap policy there is an important issue you need to consider. Can You Get Through Underwriting? When you first enrolled in Medicare, either through a special enrollment period or your … [Read more...] about Five Reasons to Review Your Medigap Policy